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GAP Insurance – Contract Hire

Designed to protect you if your leased vehicle is written off, contract hire GAP insurance is a foolproof solution that offers a comprehensive level of cover for every kind of motorist. And thanks to MotorEasy®, you don’t have to worry about paying through the nose to get it.

Insuring a vehicle is tricky enough when you own it, let alone when you’re renting it through a third party. This makes it even more imperative that you obtain appropriate protection for your investment. No matter how you drive it, the car you’re leasing should be appropriately safeguarded in case the worst happens. Take out contract hire GAP insurance with MotorEasy so you can relax and get back to enjoying the open road.

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Why do I need contract hire GAP insurance?

Contract hire GAP insurance is very important if you drive a car you don’t own yourself, and you’ll need to take out a policy of some sort before you hit the road.

Remember that your contract hire/lease company will have based your rental not only on how much you were paying each month but also how much they thought they could dispose of your vehicle for. To sum up, they’ll expect to get back a specific financial amount in the event of your car no longer being roadworthy.

If your vehicle is written off then yes, while your own motor insurance company will still pay the contract hire company its market value, the difference between the two amounts is your responsibility. Unless you have a form of contract hire GAP insurance. Which is where MotorEasy can help.

Still got some questions? Take a look at our GAP insurance guide that covers everything GAP insurance. 


What’s covered with MotorEasy GAP insurance? 

When it comes to a total loss claim* (accident, theft or fire damage), our plans will cover up to 100% of the outstanding rental payments for your vehicle and also cover any shortfall in the market value settlement provided by the insurer. This means that if your vehicle is declared a write-off, we’ll clear all your outstanding payments with the rental company, so you won’t be out of pocket during this highly stressful time.

And as if that wasn’t enough, you can also expect cover for:

  • Up to £500 in Motor Insurance excesses
  • Up to £1,500 in optional extras and accessories (where factory or dealer fitted)
  • European road trips for up to 30 days 

Additionally, when you take out a policy with us, you can look forward to extensive savings on MotorEasy maintenance and repairs, as well as your very own online customer account for added convenience. Nothing but the best for our clientele!


What else do I need to know? 

Low commitment, low cost and low initial outlay, we can understand why the whole idea of contract hire might come across as appealing. And it is, for the most part. However, a lot of people think that if the vehicle they’ve leased can never be theirs, why should they care if it’s written off. Surely, with the vehicle no longer in existence, that must mean the end of the contract… 

This simply isn’t the case. Write off or theft does not automatically mean the end of your agreement. Instead, you are still financially liable for any shortfall between your insurance company’s settlement – and that can be quite a shock, both money-wise and personally. Purchase contract hire GAP insurance with MotorEasy and make sure you don’t get caught out by unforeseen expenses.


Can I get a quote? 

Certainly! For a free contract hire GAP insurance quote, simply visit our quote page, where you’ll be asked to fill in a few details about your car, as well as some personal information. You’ll then receive your free estimate in no time (yes, it’s really that easy!). 

If you’d prefer, you can always call us on the phone – we can be reached at freephone 0800 131 0001. Our team will be happy to discuss your options in more detail. Use GAP11 at checkout for an exclusive discount. 


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*The claim limit is £25,000 including any insurance excess up to £500.